Gain the power to compete with State Health Exchanges

The Problem

All insurance plans on State Health Exchanges will need to conform to a single presentation schema. Plus, traditional risk control mechanisms that insurers have relied on will be removed. If that weren’t enough, existing client relationships will suffer and group plans will be disaggregated as employees are freed to choose from many different insurers.

The Solution

Our Private Health Exchange platform protects your employer business from State Health Exchanges by:

• Helping you ramp up quickly. While State Exchanges won’t be operational until 2014, you can offer your clients a defined contribution approach now through our Private Exchange.
• Reducing overall risk. Only employees of participating employers have access – and only to the plans you offer them. You can further protect yourself by limiting the types of employers on your Private Exchange.
• Maintaining effective health management. All of the plans on the Private Exchange are offered by you, so you’ll retain members as long as they remain employed by that particular company. This allows you to invest in and profit from disease management and wellness initiatives.
• Presenting your products, your way. You own the Private Exchange, so you can showcase the features you consider most important.
• Selling ancillary products. The Private Exchange provides a comprehensive marketplace for all of the health insurance and ancillary products you wish to offer.